Tag: RV

Looking Ahead to Retirement

Retirement is for the old. Or the rich. And let’s face it, I’m neither.

But when your investment advisor calls you to discuss your retirement portfolio, you start thinking about it.
If the lady selling pre-paid funeral packages calls you a few months later, it’s probably a second hint. You know, that maybe you SHOULD be thinking about retirement.

There’s plenty of press that says Americans better start planning to work until they’re 70. And why not if you’re healthy? And if you’re going to live until you’re in your 80s, that still gives you plenty of time to enjoy life.

If there is life after work.


I’m not so sure. My mother retired and a few years later she was struck by lymphoma. Five years later, we were weeping at her funeral.

There’s not a single guarantee that any of us will make it beyond today.

So why think about retirement?

Well, if you want to retire, you’ll need to make a plan.

What’s the Right Age?

According to the TIME MAGAZINE article I’m referencing, most Americans are planning to retire too early. Half of them retire between the ages of 61 and 65.

What’s the problem with this?

Well, you can’t claim social security benefits until the age of 66 (67 for those of us born after 1960). And you can forget about Medicare until after you’re 65.

My husband would like to retire sometime between 63 and 66. As an author, I don’t plan to ever retire, but I do hope to stop substitute teaching when my current license expires.

We’ll see if that dream comes true.

What’s After That?

My thought about retirement is: Why?
What are you going to do if you don’t go to work?
In my experience, people retire and their health fades. This is true about nearly half the people I know. They stop getting up in the morning and they don’t make any plans for their days.

This wasn’t the case for my mom. She enrolled in Master Gardeners and learned a new skill in an arena she loves. She worked with her husband making items to sell at bazaars. They traveled.

And then disease struck.

Poor health is one of the things that robs retirement of any of the expected joy of living.

It’s also the reason some people plan to retire on this side of sixty.

A teacher I worked with for ten years retired before her 60th birthday because she had the means. She’s still substituting at the school, but most of the time she’s involved in home improvement projects, riding one of her horses and spending time with family and friends.

She decided when a friend of hers received a horrible medical diagnosis, that she wasn’t going to wait. She wanted to live, not just work all her life for someone else.

I admire her. Her mother is 90. Will my friend’s financial resources support her if she lives that long?

Our Early Plan

This month, we borrowed an RV and traveled over to LaPine, Oregon. It’s the place my husband has scoped out that seems to have inexpensive land.
His plan: Get an RV and travel a week here and there but keep a home base. When we’re done traveling, sell the RV and settle into a 2,000 square foot house (paid for) that’s close enough so the kids and grandkids can (and will) visit, but is also located in an area with enough outdoor activities to keep us active.
My plan: Be debt-free. Yeah, that’s about it.
I’m all for traveling in an RV. I think I would enjoy it as long as it became “my home.” Because I’m a home body. I love my bed more than any other place to sleep in the world.

But my idea if travel in an RV involves being on the road for a month or more at a time. I want to explore every state in the US and drive coast-to-coast through Canada. You’re not going to do that in a week and see anything.

I’ve always envisioned myself being part of my grandkids’ lives, though. When my Gram moved away, I was heartbroken. My best childhood memories involve visits to her house.

Can I be a grandmother if I live hundreds of miles from my grandkids?

What do you think is the prime age for retirement? What do you hope to do when you’re retired?

A Different Sort of Family Vacation

For several decades, family vacations were defined in a certain way. But as with all of life, things change.

My most recent vacation to the South was a different sort of family vacation for me. However, that means next to nothing if the “norm” of family vacations remains undefined.

Welcome to the earlier definitions of “family vacation.”

The Childhood Definition

A vacation in my childhood involved a canvas tent, sleeping bags, a cooler and camp stove and public forest camping.

And I didn’t complain because I can count on one hand the number of times my father, mother, sister and I went on a trip together. The most memorable one involved a road trip from Oregon to Oklahoma in 1976 for a family reunion.

I wanted to become an Okie after that trip. But that could have been because I did NOT want to get back in the car for three days of solid driving through hot Kansas without air conditioning, no bathroom breaks, sleeping in the cramped back seat with my sister…and the switch.

Because there would be NO fighting. And Dad wouldn’t have to pull the car over thanks to the switch he cut and could handily whip between my sister and my’s bare legs with Indiana Jones precision.

So, I didn’t really know what a family vacation was all about.

The Definition I Adored

And then I married Mr. Wonderful whose family went to campgrounds with neighborhood friends and relatives every summer with regularity. And they slept in RVs. And girls showered and fixed their hair and applied makeup.

So that was a huge culture shock for the girl who caught her dinner in the creek, went to the bathroom in a bucket and washed her face upstream (if you get my meaning).

But once we had kids, we began our own traditions. And when the kids were old enough, we planned a fantastic Spring Break trip…just the four of us. Sometimes we asked friends to tag along, but when you’re jetting across the country that’s not always possible.

Most memorable to me: Washington DC and Disney Orlando

During our RV years, there were plenty of summer trips too. Of course, these were road trips. And the large-bladdered men in my family jibed me for too many bathroom breaks, but no one ever said I had to hold it for another two hours.

Some places we went in the summer: Yellowstone, Redwoods and Disneyland (we even got to fly to this destination-yay!)

Most memorable road trip during this phase: to Colorado.

This was the trip of the Piggyback Hike and the Boot Removal of Death. I’m pretty sure any man in my family can recall exact (and exaggerated) details of those events.

But, kids grow up. And now our “family” has grown to six and our vacations together are more sporadic and occur in December near Christmas. Generally to tropical climates.

A New Dictionary Entry

This past week, I visited family. That’s the new sort of “family” vacation. Rather than going somewhere with “my boys,” I planned an entire ten days around a special someone: my Aunt Betty.

Aunt Betty is an amazing lady. A real Renaissance Woman (and if there isn’t such a thing, now there is). She pursued a career when women were “expected” to marry young and fill a house with babies.

When a man didn’t deserve her faithfulness, she divorced him. Yes, in the Bible Belt in the 1950s. Unheard of. And highly unpopular.

She’s a true survivor. At the moment, she’s surviving her third diagnosis of breast cancer. And she’s over 80, so she knows she’s living on “blessed time” (see Psalms if you don’t know what I’m referring to here).

I tried to plan a trip in May to the College World Series in Oklahoma City (where Aunt B lives), but the ticket prices…stunned me. When I could take a Caribbean cruise for less money, I had to pass.

But we have a condo in Branson, MO. And they have great shows there and amazing Christmas light displays. So, I planned our vacation around visiting Aunt Betty in OKC and then taking her on a road trip to Branson.

And we all know how I feel about road trips.

What’s your idea of a “family vacation”? Am I all wrong with my three definitions?